Kelly’s Bio

Kelly Decker Headshot

Kelly A. Decker, MS, LUTCF, Ph.D.

Dr. Kelly A. Decker is a licensed financial services professional specializing in asset protection, risk management, personal finance, retirement planning, estate planning, wealth preservation and wealth transfer planning.

Kelly is a member of the National Association of Insurance and Financial Advisors (NAIFA) and a Board member for the Twin Cities for Woman in Financial Services (WIFS). She is also a member of the Million Dollar Round Table (MDRT). Achieving membership in MDRT is attained only by those who have demonstrated superior professional knowledge, experience, and client service. MDRT membership represents the top financial service professionals worldwide.

Kelly keeps current with insurance and financial product trends and has taught at the University level for more than 16 years as an adjunct and associate professor. She can provide financial workshops and personal financial education sessions to individuals, associations, organizations, and employees to implement real change in areas of savings, investing, risk strategies, retirement planning and estate conservation strategies. You are sure to enjoy her common sense approach to the otherwise complex world of personal finance.

Kelly constantly strives to offer outstanding service to her clients. She is committed to providing individuals, families, and businesses with life insurance and financial products that meet their needs. She shows true concern for her clients and hopes to earn your trust as she helps you achieve your goals.


Kelly has been honored with high-profile awards and recognitions:

  • New Org Agent of the Year by New York Life, Richmond General Office (2007 and 2008)

  • Agent of the Year by New York Life, Richmond General Office (2015)

  • Million Dollar Round Table (MDRT) Qualifying member (2006-2016)

  • Advisor of the Year by National Association of Insurance and Financial Advisors (NAIFA) (2010)

  • Triple Crown Award Winner by New York Life Insurance Company (2008 and 2014)

  • Agent of the Year by New York Life, Minnesota General Office (2021, 2022)

  • Forbes America’s Top Financial Security Professional (2021)

  • Forbes Top Security Professional, Best-in-State (2022, 2023)

  • Million Dollar Round Table (MDRT) Qualifying Member (2006-2023)


Kelly generously gives back to her profession and community:

  • Board Member (2008-2013) for Richmond Association of Insurance and Financial Advisors (RAIFA)

  • President (2009-2013) for Financial Education Resource Network (FERN)

  • Charitable Organization – Community Foundation (2010). Established a personal foundation serving Richmond and Central Virginia to support charitable organizations that address domestic violence against women.

  • Alzheimer's Association (2009 – present) Community Education Trainer for presenting on Alzheimers disease.

  • Community Outreach | AARP Minnesota - Life Reimagined (2016-present) Facilitator & Guide in helping people navigate transitions in their lives and inspiring them with new possibilities.